With the development of medical science and biological engineering technology, the hospital has a surge in demand for high-end medical equipment such as MRI (magnetic resonance imaging), CT, PET (positron emission computer tomography), gamma knife and other high-tech imaging equipment and radiotherapy equipment, and the medical and health system reform and national investment in health care industry and other factors also increases the demand for the mid-to high-end equipment in the primary hospital.
At present, domestic hospitals are increasingly using the financing lease model, and its advantages such as flexibility, quickness, large amount of financing and fast available funds have gradually been recognized by the hospitals.
(1)financing lease
The hospital selects the equipment, and the leasing company determines the rent payable of 1 per period according to the final price of the equipment and the payment period of the hospital.
(2)Cooperative lease
The leasing companies and equipment manufacturers jointly promote equipment to the hospital in the leasing form.
(3)Lease on distribution basis
After the hospital pays a certain deposit to the leasing company, the rest of the rent will be paid to the leasing company on a regular basis according to a certain proportion of operating income of the medical equipment. At present, the leasing of medical equipment is concentrated more on large equipment, and the hospital will decide which way to lease the equipment according to its financial situation and the benefit of the pre-imported equipment.
At present, in China's energy supply structure, non renewable energy such as coal, petroleum and natural gas accounts for the vast majority, and the development of new energy and renewable energy is insufficient, which not only causes a series of problems such as environmental pollution, but also seriously restricts the development of energy, thus it becomes a future trend to optimize the energy structure, enhance the energy supply capacity and vigorously develop solar energy and other renewable and clean energy. And the new energy industry is one of the key areas mainly supported by the central government, and its future development prospects for is very considerable.
Scheme 1:
Under the precondition that the leased company owns the property right, the financial leasing company can sign a sale-leaseback business with the leased company. After the partial deposit is paid, energy carrier (i.e., underlying equipment) is sold to the financial leasing company, and then the equipment is leased back, and the rent is regularly paid, and the equipment is repurchased by appointment when it becomes due. Through the financial leasing business, the enterprises can revitalize the existing assets and rapidly collect money to accelerate enterprise’s construction and development, contributing to a rolling development of energy.
Scheme 2:
The leased enterprises and equipment manufacturers determine through consultation the subject matter of component products. At the same time, the leased enterprises and the finance lease companies sign a leasing agreement. The leasing company purchases the equipment and delivers it to the lessee for use, and the energy benefit produced by the equipment is considered as the rent to pay the finance lease company.
Engineering machinery has a huge leasing market, and the turnover of global engineering machinery leasing market is about 40 billion U.S. dollars, approximately equivalent to 25% of the total output value of engineering machinery.
Domestic construction machinery equipment also has a huge supply and demand market. Predictably, with the deepening of enterprise system reform, under the action of the leasing law, it has huge potential and space, and contains a huge leasing business opportunity. Because China engineering machinery leasing business has great market potential, now it has become the field of competition between Chinese and foreign enterprises.
Engineering machinery finance lease means that the right to use, right to yields and right to transfer of engineering machinery equipment are managed separately, and the leased enterprise needs to pay royalties and protect the leased property; the leasing company has the right to yields and right to transfer, recovering funds step by step, jointly sharing risks and controlling responsibilities, obtaining a reasonable profit, realizing a win-win cooperation. On the property right, the ownership of machinery equipment belongs to the leasing company in the financing lease. When the leased enterprise cannot pay the rent according to the contract, the leasing company has the right to transfer the ownership of the equipment to other enterprises accepting the lease.
Aviation leasing industry is a sunrise industry in modern service sectors, which can drive economic growth, is capable of making huge profit, help to upgrade industrial structure, and push up related industries. In recent years, the rapid development of domestic aviation leasing industry has broken the monopoly from foreign investors, forming a relatively large scale.
Aircraft, air-materials and other aviation-related financing lease is a lease way which has both the functions of financing capitals and financing goods. It means that the lesser buys the aircraft or air-materials equipment selected by the lessee, enjoying the ownership of the equipment, and the lesser leases the equipment to the lessee, and the lesser can pay for equipment use within a period of time limit. When the lease expires, the lessee may renew the lease and also may buy preferentially according to the market price or a fixed price, or may return the aircraft to the lesser under specified conditions.
Aviation enterprise A has a number of aviation materials and equipment, with the original value of 50 million yuan. In order to increase liquidity, now the enterprise transfers its ownership of the equipment to the finance lease company, and leases it back according to 40 percent off its original value, with a leasing amount of 30 million yuan and 3-year time limit. Enterprise A still has the right to use the equipment and has obtained 30 million yuan of liquid capital, with quarterly return within 3 years and with a need to return the principal of 2 million 500 thousand yuan and the corresponding rent interest, which will not cause greater pressure on the enterprise's future cash flow.
Enterprise B has decided to introduce the medical equipment priced at 12 million yuan from a world famous company, but it is required to pay for the equipment by installment. Recommended by equipment suppliers, it has submitted a financial leasing application to the leasing company.
Through the on-the-spot investigation, and discussion and enquiry with the relevant personnel, the leasing company proposes a leasing program which is discussed and approved by enterprise B. After the program is approved by related procedures of the leasing company, the leasing company signs a “Lease Contract” with enterprise B. According to the contract engagement, enterprise B first pays part of the deposit to the leasing company, and then makes equal-value payment quarterly during the period of the tenancy. The ownership of the equipment can be transferred to enterprise B after the lease contract expires. At the same time, the leasing company and equipment suppliers have signed a "Sales Contract". According to the contract engagement, the leasing company makes payment according to equipment installation process, and the manufacturers undertake after-sales service and other matters.